Microfinance and Financial Inclusion
Autor Eugenia Macchiavelloen Limba Engleză Paperback – 14 aug 2020
This book considers microfinance from a legal and regulatory perspective. Microfinance is the provision of a wide range of financial services, particularly credit but also remittances, savings, to low-income people or financially excluded people. It combines a business structure with social inspiration, often resorts to technological innovations to lower costs (Fintech: e.g. crowdfunding and mobile banking) and merges with traditional local experiences (e.g. financial cooperatives and Islamic finance), this further complicating the regulatory picture. The book describes some of the unique dimensions of microfinance and the difficulties that this can cause for regulators, through a comparative analysis of selected European Union (EU) countries' regimes. The focus is in fact on the EU legal framework, with some references to certain developing world experiences where relevant. The book assesses the impact and validity of current financial regulation principles and rules, in light of the most recent developments and trends in financial regulation in the wake of the financial crisis and compares microfinance with traditional banking. The book puts forward policy recommendations for regulators and policy makers to help address the challenges and opportunities offered by microfinance.
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Specificații
ISBN-13: 9780367594862
ISBN-10: 0367594862
Pagini: 308
Dimensiuni: 150 x 226 x 18 mm
Greutate: 0.43 kg
Editura: Taylor & Francis
ISBN-10: 0367594862
Pagini: 308
Dimensiuni: 150 x 226 x 18 mm
Greutate: 0.43 kg
Editura: Taylor & Francis